Banking & Finance​

We are experienced advocates

📊 Strategic Financial Structuring. Uncompromising Compliance.
In an evolving financial landscape, credit facilities and commercial transactions demand absolute regulatory compliance, airtight risk mitigation, and sophisticated legal structuring. At G.A. Okumu & Company Advocates, we provide dedicated advisory and transactional support to commercial banks, microfinance institutions, corporate borrowers, and private lenders. 
Operating from our offices at the TSS Tower in Mombasa, we combine local coastal market insights with deep knowledge of national monetary frameworks. We help clients engineer practical financing pathways, safeguard financial assets, and navigate regulatory requirements set by the Central Bank of Kenya (CBK) and related bodies. 
📋 Our Banking & Finance Services
Our firm delivers comprehensive, result-oriented legal counsel across the full spectrum of financial transactions and security perfections:
  • Securities, Collateral & Conveyancing: Preparing, reviewing, and perfecting banking securities, including immovable property charges, debentures, corporate guarantees, chattel mortgages, and deeds of assignment. 
  • Asset Finance & Credit Facilities: Structuring and drafting bilateral facility agreements, asset leasing models, hire-purchase documentation, and conditional sales contracts for businesses and lenders. 
  • Fintech & Microfinance Advisory: Guiding digital credit providers, SACCOs, and emerging financial platforms through local regulatory structures, data privacy mandates, and consumer protection acts.
  • Debt Restructuring & Debt Recovery: Deploying aggressive yet legally sound recovery mechanisms for non-performing loans (NPLs), drafting workout agreements, and managing structural debt realignments for distressed corporate entities. 
  • Banking Litigation & Dispute Resolution: Providing formidable representation before tribunals and courts in financially related civil disputes, safety enforcement, and commercial contract breaches. 
🛡️ Why Partner with Our Finance Team?
  • Meticulous Security Perfection: We perform exhaustive due diligence and historical land searches before registers are stamped, ensuring your asset backing faces zero structural loopholes.
  • Risk-Mitigation Architecture: We protect institutional and corporate clients from hidden financial liabilities, unvetted clauses, and compliance exposure under local anti-money laundering (AML) laws.
  • A Responsive, Partner-Led Team: We prioritize seamless communication, ensuring that transaction pipelines move quickly, loans close smoothly, and legal risks are addressed proactively. 

Get Your Legal Advise

We don't just explain the law—we apply it directly to your situation to give you a clear, actionable strategy to achieve the best possible outcome.

Work With Experts

Our firm brings together a distinguished team of licensed advocates, legal consultants, and subject-matter experts dedicated to protecting your rights, assets, and future.

Advocate-Client Confidentiality

Your privacy is our priority. Every consultation is fully protected by advocate-client privilege, meaning your information remains entirely confidential from the moment you reach out.